RAY P. CRUZ

NMLS #385064

In sharing my expertise to personally assist thousands of families with responsible and affordable home financing, I’ve gained an extensive background assisting all types of people, whether it be first time home buyers, high net worth borrowers, self-employed borrowers, or investment borrowers. In addition, I have a great deal of experience with Conventional, Construction, Investment and Jumbo lending. These experiences allow me to have more product knowledge and to provide you with extremely competitive pricing.

 

Integrity is the cornerstone of my business and I believe a mortgage should be about building relationships and helping you achieve your home financing goals. My consultative approach to the home loan process is to customize each home financing solution helping my clients achieve their financial goals. In the end, my mission is to get you the right loan, make the process easy, and make you a happy client for life!

 

My success is a tribute to my past and current clients as most of my business comes from referrals. I also attribute this success to the outstanding relationships I have established with Real Estate Agents, Builders, Developers, CPAs, and many others in and around the industry.